The Structured Product Layer of Onchain Finance Is Coming to Arbitrum
City Protocol is bringing a new generation of yield, credit, and structured financial products onto Arbitrum.
Every major expansion of finance has followed a familiar path. A new asset appears, then a product makes it usable at scale. Market exposure became thematic ETFs. Cash became money-market products. Bonds became yield products.
Onchain finance has reached the same point from 10 to 100.
Crypto has built global settlement, programmable assets, and open markets. The next era belongs to products that organize those building blocks into something investors can understand, value, hold, and redeem.
City Protocol is bringing that structured product infrastructure to Arbitrum.
The market has changed
The global economy has entered a period of unstable growth and fast repricing. The IMF projects 3.0% global growth in 2026 and says disinflation has stalled. Geopolitical shocks continue to move energy prices and rates. AI investment supports growth, while concerns that valuations have moved ahead of profits create the risk of a sharp correction.
The US Federal Reserve now describes equity valuations as elevated. Market participants rank AI risk alongside persistent inflation and geopolitical stress among their leading financial-stability concerns.
Capital still seeks return. Global money-market funds attracted $1.3 trillion in net inflows during 2025 as investors sought short-duration income and lower interest-rate risk. Creative structured products give users exposure to various opportunities. For instance, leveraged ETFs, long-short strategies, options, and much more. The same need is creating an opening for onchain products built around yield, defined exposure, and clear liquidity terms.
The opportunities, therefore, lie in trading strategies, thematic ETFs, and other structured products that can provide different risk-adjusted returns.
From assets to products
The first phase of onchain finance brought stablecoins, tokenized money market funds, private credit, DeFi strategy, and other managed strategies onto blockchains. These assets created the essential foundation for a mature financial system. Structured products can now turn that foundation into a more comprehensive financial playground.
City Protocol is building a broad pipeline across market-neutral yield, fixed-rate credit, private credit, tokenized money market funds, multi-vault allocations and index-style products. Each product combines a manager, an investment mandate, product-level NAV, risk controls and redemption terms within one operating structure.
Strategy providers originate and manage the deals. City Protocol supplies tokenization, vault accounting, policy controls and lifecycle operations. Venzo gives eligible users a market where they can discover and access the products that align with their risk profile.
This structure gives managers a repeatable path from an investment idea to an onchain product. Users receive one position with a defined mandate, valuation process, and path to redemption.
Arbitrum as the financial home
Arbitrum has already built one of the largest financial bases in the Ethereum economy. By June 2026, the network had recorded nearly $17 billion in total value secured and 2.6 billion transactions. During 2025, stablecoin supply grew 82% to about $8 billion, while tokenized real-world assets reached $1.1 billion in October.
City Protocol brings new product supply into that base, especially for idle stablecoins looking for yield. Managers gain distribution, while Arbitrum gains new assets and recurring financial activity.
The effect compounds as more products arrive. A market-neutral strategy can connect with lending markets. A tokenized cash product can serve as a reserve asset inside another vault. A credit product can bring a new source of return into onchain portfolios. Each product expands what users and developers can build on Arbitrum.
City Protocol’s Vision: Access Quality Structured Products Onchain
City Protocol is building a channel through which asset managers and strategy providers can bring investable deals onchain. The pipeline spans different forms of yield and exposure, but every product runs through the same core infrastructure for issuance, NAV, controls, reporting, and redemption.
The ambition extends beyond a catalog of opportunities. The next era of onchain finance will be organized around structured products.
In 2026, tokenization, RWAs, and stablecoin adoption are increasingly maturing. Yet, structured products and quality yields, the true gate to mass adoption from TradFi users, are still lacking.
To onboard the next generation of users onchain, we must offer better structured products that align with a greater variety of needs, under different market environments.
This is exactly why we are launching the issuance and operation layer of structured products today, powered by @arbitrum.
Tomorrow, we are moving the trillion dollars onchain by offering structured products access to everyone with diversified risk and return profiles.
